Lower rates than a factoring loan

Close to bank rates—Unlike a factoring loan

Unlike a traditional factoring loan or “last resort” lenders, AdvancedAR offers business owners access to capital at reasonable rates. Our rates are lower than most asset-based funding options and factoring loans–making AdvancedAR a highly attractive option for small business funding.

A strong banking relationship may not result in a loan
Like most small business owners, you have worked hard to build a strong banking relationship. But even when you have a solid business, poised for growth, with a solid relationship with your bank, you may not get the response you were hoping for from them when asking for a business line of credit. Big banks are big businesses and don’t always understand small business. Small banks often aren’t set up to make commercial loans. In general, banks are not a partner; they don’t help you take care of your business. Helping small businesses grow is all we do.

Working with a factor may not be your best option
If you’ve been talking with factoring companies and calculating interest rates, you may be discouraged because you’ve realized you could end up paying them a lot of money for a factoring loan. You also may be concerned that your customers will have a negative perception of you if you are using a factor. AdvancedAR business lines of credit may cost you a bit more than a bank line of credit. But AdvancedAR costs much less than a factoring loan.

Securing an AdvancedAR line of credit shows your business is strong. With AdvancedAR’s receivables services your customers will see the improvement. You can focus on customer service and a quality product–that’s smart.

We can quickly give you a quote. Just click here to tell us a little bit about your business.